Did You Know Merchants No Longer Have To Pay Credit Card Processing Fees?
Learn how new Laws and a Class-Action Lawsuit changed the rules with tens of thousands of businesses benefiting since 2014.
Learn How Businesses Are Benefiting
Background
Business owners have processed the same way for 60+ years. At a costly price by footing the bill for customers to have the convenience of paying with a card.
Then with the introduction of Cash Back and Mileage Reward offers, it made matters worse. Why? Consumers increased their card usage. Driving up the costs for Merchants because they paid for these programs in the transaction rates charged to their business. Small Business had no choice or control. Is that fair?
Then around 2010, things began to change. A $6 Billion Class-Action lawsuit was filed against the credit card companies. Followed by the Dodd-Frank law and related Durbin Amendment, which allows business owners to offer a Cash Discount Incentive for those paying with Cash/Check.
In late 2013, the lawsuit was settled...the largest settlement in history at the time. It paved the way for the Cash Discount Incentive program starting in 2014.
It created a paradigm shift in the industry. With restrictions lifted, it provided businesses a choice and control they never had before. Providing a much needed increase in cash flow and profits...without raising prices!
We provide guidance and assistance to merchants, helping them navigate the requirements and implementation steps to ensure program compliance and staff training.
Cash Discount Specialists WITH A Full Suite of Services
At Your Place of Business
At Your Place of Business
At Your Place of Business
Get Flat-Rate pricing from 0% to 2.7% on card payment transactions. Get the latest, EMV terminals. No equipment costs. No contracts. Get Next Day Funding. Compatible with any POS System.
POS Systems
At Your Place of Business
At Your Place of Business
A point of sale (POS) system can provide more value to your business than simply handling orders and payments. The right system provides tools to increase operational efficiency, track inventory, manage employees and market to your customers.
Website & Online Payments
At Your Place of Business
Website & Online Payments
Accept payments for your Ecommerce business or to streamline payment options for customers with a virtual terminal or gateway.
Mobile Payments
Virtual Terminals & Recurring Payments
Website & Online Payments
More and more businesses are on the go today. From Food Trucks to vendors at Farmers Markets. We can provide a solution to take credit cards by Phone, iPad or mobile terminals.
Gift Cards & Loyalty Programs
Virtual Terminals & Recurring Payments
Virtual Terminals & Recurring Payments
We help combine customer loyalty programs with mobile marketing services, and gift card programs with e-commerce capabilities to create unique, highly reliable tools for increasing revenue.
Virtual Terminals & Recurring Payments
Virtual Terminals & Recurring Payments
Virtual Terminals & Recurring Payments
Provide an easy and secure payment option to streamline your payments with electronic invoicing and recurring billing for your customers.
Cash Advances & Small Business Loans
Cash Advances & Small Business Loans
Cash Advances & Small Business Loans
Business success can depend on access to short-term financing. We have easy, no hassle solutions to your working capital needs.